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Fast & Flexible Financing Available, Quick Decisions & Competitive Rates

Whether it is a hot tub, pool, sauna and more, financing lets you enjoy it now and pay over time*

*Subject to approved credit.

Find the Right Plan

Take The First Step

Fill out the form below to get started. Once submitted, you’ll be redirected to our trusted financing lenders where you can explore available options and find a plan that fits your project.

Our Trusted Financing Providers

With Pool & Spa Depot’s financing partners, get started sooner with flexible payment options designed around you.

HFS Financing

Direct to Consumer Financing • No Equity Required • Fast Funding • Fixed Rates

Lyon Financial​​

Fixed Rates • $200K Max • No Pre-payment Penalties • No Equity Required

Viking Capital

Short Application •  • High Approval Rates • With Co-Borrower • Fast Loan Process

Wells Fargo Loan

Easy Application • Strong Approval Rates • With Co-Borrower • Hassle-Free Processing

Financing Made Simple

Have questions about financing? Explore our frequently asked questions to see how simple it is to bring your dream backyard to life.

Absolutely! We work with trusted financing partners (HFS Financing, Lyon Financial, Viking Capital, Wells Fargo) to help make your dream pool, hot tub, cold plunge, or sauna more attainable. Flexible options mean you can start enjoying your upgrade sooner than you think.

We have teamed up with HFS Financing, Lyon Financial, Viking Capital, Wells Fargo to provide flexible financing options that fit your needs. We’ll guide you to the plan that makes the most sense for your home upgrade.

This can vary depending on the lender, and we also take your debt-to-income ratio into account. Don’t worry—our team will help you figure out the best path for your unique situation.