Pool & Spa Depot

Pool & Spa Depot


Swimming Pool Financing for Inground Pools

Dive right into your new inground pool project with the quick and simple financing from Pool and Spa Depot.


  • Low Rates with AutoPay
  • Financing from $10,000 to $100,000
  • Flexible Loan Terms from 24 to 84 months
  • Virtually paperless loan process with a response in minutes during business hours
  • Funds in your account as soon as today
  • No Fees
  • Loan process can be used for anything in your backyard
  • Joint applications accepted
What to Look for When Financing a Inground Pool
There’s no one feature that makes a swimming pool design the best choice for you and your family. Rather, it’s a combination of factors that come together to create the right fit. The same can be said of swimming pool loans. No single element makes any given loan the right choice. You, instead, need to find the combination of features that best fit your needs. Here are five things to keep in mind as you search for the right loan:


Think Beyond Home Equity

Many borrowers thinking about how to finance a swimming pool make the mistake of believing a home equity loan is their only option. That’s simply not the case. An unsecured loan from Pool and Spa Depot can be a better alternative. Home equity loans can often require appraisals, time-consuming processes and paperwork, whereas the Anything Loan is quick, simple and virtually paperless.

And Beyond Just the Pool

Most swimming pool projects involve more than the pool itself. Keep this in mind as you search for a loan. Will your lender give you the freedom to use your loan to fund not only the pool construction (from the provider of your choice!), but also accompanying landscaping, equipment, furniture or backyard enhancements? At Pool and Spa Depot, the freedom to choose is yours. The Anything Loan allows you to decide how your loan proceeds are spent.


Interest Rate Matters

If you have solid credit, Pool and Spa Depot’s fixed-interest rates on swimming pool loans begin as low as 4.99%* APR with AutoPay.

So Does Flexibility

Great rates are important, but they’re not everything. A loan term that’s too short or a loan amount that’s too small may offset the benefits you get from a great rate. Make sure your lender gives you the flexibility to get the project done on your terms. Pool and Spa Depot’s Anything Loan does just that, offering flexible loan terms for loan amounts ranging from $5,000 to $100,000. We can finance Hot Tubs, Pools, Saunas, Patio Furniture and anything else for your backyard!

Dive in!

Pool and Spa Depot’s Anything Loan is virtually paperless, and an online loan application takes minutes to complete. You’ll get a quick response during business hours, and approved borrowers can often have money in their bank accounts the same day they apply.

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Pool Financing For Above Ground Pools

doughboy-pools-modern-pool-and-patio-modern-doughboy-poolsAbove ground swimming pool loans are available if you want to finance your new pool now with 6, 12 or 24 months with no interest. Above ground pools offer years of fun and enjoyment for even the most active families. In fact, there are more above ground pools sold every year than all other pool types combined. If you are considering taking the plunge and buying an above ground pool for your home, you may want to get pre- approved for your above ground pool loan. Good credit and bad credit above ground pool loans are available at Pool and Spa Depot.

Take advantage of the benefits that come with:

  • Flexible terms
  • Affordable payment(s)
  • Fast and efficient solutions and response times
  • Superior customer service

Get started today on your dream of a backyard swimming pool by completing our 30-second loan application.

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Disclaimer: location varies with different financing options.  Talk with a Pool and Spa Depot customer service consultant to learn about all of your options.

Hot Tub, Swim Spa & Sauna Financing

J425_couple_skiers TNHot tub, Swim Spa & Sauna financing is a popular way to make the dream of owning your own a reality, and with 6, 12 or 24 months with no interest options, the time is right. You probably have several excellent reasons for wanting to make a one of these therapy products part of your lifestyle. It provides healthy hydrotherapeutic benefits, a place to get together with family and friends, and the pure joy of simple relaxation and stress relief.

Pool and Spa Depot can help you apply for hot tub, swim spa or sauna financing with an online application. A secure process ensures the privacy of your information. If you’re approved, your local Pool and Spa Depot professional will contact you and schedule an appointment to visit one of our showrooms, to go over all of the brands and models that are available.

It’s not necessary to use your financing for the entire purchase price. In addition, hot tub, swim spas and sauna financing can be used to buy accessories for your equipment, or even outdoor accessories like fire pits and more.

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Disclaimer: location varies with different financing options.  Talk with a Pool and Spa Depot customer service consultant to learn about all of your options.

Outdoor Patio and Hardscape Financing

Wood Teak FurnitureFinance your outdoor furniture or hardscapes,  like outdoor kitchens and fireplaces, with interest free financing for up to 6, 12 or 24 months. Go ahead, deck out your outdoor living space with the highest quality patio furniture today – and pay it off over time with no additional interest charges.

Buy Today. Pay Over 6, 12 or 24 months – Interest-Free!

That’s right. You pay no interest when you pay for your outdoor patio furniture, in full, within 6, 12, or 24 months*.

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Disclaimer: location varies with different financing options.  Talk with a Pool and Spa Depot customer service consultant to learn about all of your options.

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